Quick loan for expats

Bank don’t ask what you will use the money for

We apply for a loan together easily and conveniently via the Internet. No paper documentation. After visiting the branch where you will sign the contracts, the bank will immediately send the money to your account. Quick loan is usually approved within 24 hours

Credit range:  20.000 to 800.000 Kč

Required documents:
  – National passport
  – Czech residence card 
  – Personal ID number “rodné číslo”
  – Three bank statements

Main rules to be accepted:

– Provable income sent to Czech bank account (regular monthly salary with tax domicile in Czech Republic, ideally unlimited employment contract or limited empl. contract longer then one year)

Description
Quick loan is credit that is typically used by individuals to finance personal expenses, such as a car, a home renovation, or to pay for education. Bank will open personal bank account to pay.

Extra payment is possible

Quick loan can by paid earlier at any time without fees, client will save future interest. 

No Security
There is no requirement for security by real estate property. 

Tips: how to avoid being rejected by bank:

Anyone can apply for a loan. But it will be obtained only by those who meet the conditions set by the bank or to obtain it. The bank can reject the applicant without giving a reason, there is no right to grant the loan. In these situations bank will always reject the application for credit:

– being in testing period in job
– using overdraft to a bank account – negative balance, late payment
– playing betting and gambling games
– using sick leave at the time of the loan application
– loan rejection 3 times in a row, 4 applications will be automatically rejected
– missing bank account, having cash income

Quick loan is credit of traditional bank acting on Czech market